You think insurance is too difficult to understand? It’s not… read on….
Imagine if you owned a machine that continuously manufactured legal tender $100.00 bills every hour of every day.
All you had to do was turn up and collect the notes every day. You could use this money to pay your mortgage, pay your bills and keep food on the table, pay the school fees, pay for holidays and help save for your retirement.
You were always worried about this machine in case it broke down and you considered this machine your greatest asset. You looked after this machine like your life depended on it. A genius insurance company created an insurance policy that would pay out an amount each month to replace the money that machine made-until it was fixed.
If the machine was completely destroyed or damaged to the point it could not be fixed, the insurance policy also paid a lump sum equivalent to all the money that machine was going to make over the next 30 years.
Do you think it would be a good idea to take out this policy?
Of course you would and guess what- you are the machine to your family and or business.
The policy exists – we call it a personal protection and we are here to help you work out how much we need to insure your machine for. We also make sure it set up with integrity in a way that works when needed.
I am not sure about you, but I just hate wasting time and money on things that do not work the way they are supposed to. Taking out cheap, quick personal insurances almost guarantees you will have problems at claim.
The best advice I can give is to talk to an expert, do it once and do it right and sleep in peace.